Intelligent Personal Finance
The RiaFin Dashboard for Users
Stop managing your money in isolation. The RiaFin Dashboard for Users is your personal cockpit for tracing, managing, and securing your path from financial chaos to legacy abundance. 100% free, private, and secure.
Sequential Success
A Step-by-Step Path Out of Chaos
Personal finance is 80% behavior and only 20% head knowledge. The RiaFin Dashboard guides you sequentially through the 4 core phases of the RiaFin Doctrine. You cannot move forward until the prerequisites of each phase are secure.
Chaos Detox
Stop the bleeding. Build a starter emergency shield to avoid taking new debt, and aggressively wipe out all consumer loans using a high-velocity debt snowball.
- ๐ก๏ธ Step 1: Starter Shield
- ๐งผ Step 2: Consumer Debt Detox
Foundation Shield
Build true resilience. Expand your cash reserve to a full 6 months of essentials, draft a legally binding Will, and align your bank and asset nominations.
Wealth Builder
Grow your abundance. Automate 15-20% savings for retirement, plan major milestones without borrowing, and aggressively eliminate your mortgage.
Abundance Legacy
Secure your impact. Structure generational wealth transfer, prepare heirs to manage assets wisely, and establish generous giving frameworks.
Built-in Applications
All Your Tools in One Cockpit
Each app in the dashboard connects directly with your progress map, updating your statistics as you record financial milestones.
Debt Snowball Planner
Input your consumer debts, and the system automatically formats a cascading snowball payoff plan. Mark payments as completed and watch your debt-free date pull forward dynamically.
Emergency Fund Monitor
Saves you from standard, generic emergency targets. Dynamically determines your starter cushion and full fortress goals using your unique bills, rent, and active loan liabilities.
Will & Legacy Safe
A step-by-step estate-planning builder. Tracks witness signatures, registers executor mandates, maps beneficiaries, and helps you audit bank nominations to secure your legacy.
Doctrine Budgeting
A zero-based budgeting tool aligned to the doctrine. Group your expenditures into survival essentials and lifestyle choices to understand your exact monthly financial surplus.
Milestone Sandbox
Model and prioritize major outlays like children's education, house purchases, and retirement targets. Automatically structures required monthly savings, adjusting for inflation.
Verified Pro Matches
FREEConnect directly with strictly vetted financial professionals. Completing the matching questionnaire is necessary to access your dashboard, with zero obligation to proceed.
Exclusive Extras
Upcoming Benefits for Your Financial Journey
Supercharge your personal finance cockpit with these advanced AI and local-first tools coming to your User Dashboard.
Ask - Powered by AI
Coming SoonInstant, secure, and private personal financial planning assistance. Ask is your personal AI assistant trained extensively on the RiaFin Doctrine. Ask budgeting, debt snowball, and milestone questions at any time, getting non-judgmental guidance in seconds.
Financial Freedom OS
Coming SoonTake total ownership of your private, local-first AI financial operating system combining Obsidian + Hermes + your choice of AI model (Llama, OpenAI, Anthropic, Gemini). Own your data, your AI, and your decisions with no subscriptions or cloud lock-in.
Includes 8 connected doctrine modules, private AI copilot workflows, and structured decision templates to turn raw numbers into repeatable financial freedom.
Runs locally on your deviceโconnect Hermes with your choice of local model (Llama) or cloud provider (OpenAI, Anthropic, Gemini).
Your Data is Yours Alone (Privacy-First)
RiaFin is built on a privacy-first doctrine. We do not sell your personal data, track your bank accounts, or monetize your investments. Any entries or audits you log on your dashboard are secured with high-grade encryption and are never disclosed to third parties unless you explicitly request to share your data.
Take the Helm of Your Financial Future
Unlock the RiaFin Dashboard for Users to calculate emergency runways, design snowball payoffs, draft Wills, and execute your financial detox.
100% Free ยท No Credit Card Required ยท Uncompromised Privacy
FAQ
Frequently Asked Questions
Find quick answers to common questions about the RiaFin Dashboard for Users, features, security, and setup.
Is Verified Pro Matching free for users?
Yes. Verified Pro Matching is 100% free for users. Completing the matching questionnaire allows you to connect with strictly vetted financial professionals with zero obligation to hire or work with them.
Are the personal finance tools (Debt Snowball, Emergency Fund, Will Safe, etc.) free for users?
No. While Verified Pro Matching is 100% free, full access to the interactive personal finance toolsโsuch as the Debt Snowball Planner, Emergency Fund Monitor, Will & Legacy Safe, Doctrine Budgeting, and Milestone Sandboxโrequires paid premium access or an active corporate organization benefit.
What can the paid dashboard tools be used for?
The paid tools provide a complete personal finance cockpit: the Debt Snowball Planner generates automated debt payoff schedules; the Emergency Fund Monitor calculates 3โ6 month cash cushions; the Will & Legacy Safe guides estate planning and bank nominations; Doctrine Budgeting manages zero-based budgets; and the Milestone Sandbox models long-term goals like home payoff and retirement.
Do I need to link my bank accounts to use the dashboard?
No. In alignment with our privacy-first philosophy, we do not require or support linking live bank accounts. All values, budgets, and debts are managed via self-reported inputs to ensure your credentials remain entirely secure.
How does the dashboard secure my private financial data?
We use industry-standard encryption protocols to store your data securely. Your workspace is private and completely ad-free. Your data is never shared or sold, and remains anonymous unless you explicitly request to share your data.
Does the dashboard support my regional location and currency?
Yes. Your dashboard region and currency are automatically set based on the location you select during the matching questionnaire flow. All tools, including the Budget Planner and Debt Snowball Planner, will automatically display and format values using your local currency symbol.
How does the dashboard guide me through the 8 steps of the Doctrine?
The dashboard divides your journey into 4 sequential phases: Chaos Detox, Foundation Shield, Wealth Builder, and Abundance Legacy. You must complete the requirements of each step to mark it as secured and progress, helping you build sound financial habits step-by-step.
Is matching with a Verified Pro free and am I obligated to work with them?
Matching is 100% free and creates absolutely zero obligation. Completing the matching questionnaire is necessary to access your free dashboard, but you remain completely in control of whether to speak with a professional or move forward.
Can I share my tool data (debts, budget, Will progress) with my matched Pro?
No. Your financial data remains strictly private to your workspace and is never shared automatically. We do not provide any provision or automated feature to transmit your financial entries directly to your matched Proโany sharing of your numbers must be done manually by you.
How do I unlock access to the paid tools if my employer doesn't provide them?
You can buy and unlock full access to all 5 personal finance tools directly within your User Dashboard by clicking on 'Upgrade to Premium' (RiaFin Premium individual plan), or by requesting your company's HR team to offer the RiaFin Dashboard for Organizations as an employee benefit.