About RiaFin: India's Fiduciary Financial Advisor Matching Platform
RiaFin connects you with vetted SEBI-registered Investment Advisers (RIAs), CFP-certified financial planners, and other fiduciary financial advisors who are legally obligated to act in your best interest—not for commissions.
Founded to bridge the trust gap in India's financial advisory industry, we exclusively feature fiduciary professionals who undergo our rigorous 6-point vetting process with an acceptance rate below 5%.
Our AI-powered matching algorithm pairs you with 1-3 perfectly suited advisors in under 5 to 10 minutes—completely free, with no commissions, no rankings, and no product sales.
Get Matched with Advisors
We tailor wealth creation to suit your needs through AI-powered matching, rigorous advisor vetting, and 100% conflict-free guidance.
what is RiaFin
RiaFin is India's premier fiduciary financial advisor matching platform that connects you with vetted SEBI-registered Investment Advisers (RIAs) and CFP-certified financial planners. Our AI-powered algorithm matches you with 1-3 advisors based on your age, goals, location, and financial situation in under 5 to 10 minutes—completely free.
Unlike traditional platforms that accept commissions or sell financial products, RiaFin operates with complete independence. We don't recommend or rank advisors—we empower you with vetted options and let you make informed decisions. Every advisor undergoes our 6-point due diligence process with an acceptance rate below 5%, ensuring you access only the top fiduciary professionals in India.
what we do
We match you with elite SEBI RIA, CFP-certified, and other fiduciary financial advisors who align perfectly with your unique needs. Whether you need retirement planning, tax optimization, NRI services, wealth management, or education funding—our intelligent algorithm analyzes your profile to deliver 1-3 curated advisor matches tailored to your goals, location, and financial situation.
how we help
Complete our 2-minute questionnaire and receive personalized advisor matches within 5-10 minutes. Schedule complimentary introductory calls to interview advisors, discuss your goals, and evaluate fit—all at no cost. Our end-to-end support ensures you find the right fiduciary advisor with confidence and transparency.
how we vet advisors
Our rigorous 6-point due diligence process ensures only top-tier fiduciary professionals join our platform. Here's exactly how we evaluate every advisor:
1. Credentials and Education
We verify mandatory designations including CFP® (Certified Financial Planner), CFA® (Chartered Financial Analyst), CA (Chartered Accountant), and SEBI RIA registration. Only advisors with one or more recognized certifications proceed.
2. Experience Requirements
Every advisor must demonstrate substantial years of relevant experience in financial planning, wealth management, or investment advisory. Experience cultivates the knowledge needed for complex financial situations.
3. Fiduciary Standards and Transparency
We verify that advisors legally operate under fiduciary duty, charging transparent fees without hidden commissions. Only fee-only or fee-based advisors who disclose all conflicts of interest qualify.
4. Investment Process and Methodology
We evaluate each advisor's subject-matter expertise, accountability frameworks, financial and investment processes, and operational efficiency to ensure systematic, disciplined approaches.
5. Financial Planning Skills
Through comprehensive interviews, we assess technical capabilities, communication skills, interpersonal abilities, and the overall client experience advisors provide across retirement, tax, estate, and investment planning.
6. Client Communication Quality
We evaluate how advisors explain complex concepts, respond to inquiries, and maintain ongoing relationships that prioritize client understanding, satisfaction, and long-term partnership.
Result: Less than 5% of advisor-applicants join our platform. This stringent acceptance rate ensures you connect exclusively with India's top fiduciary financial professionals.
our difference
Aligned Incentives
Advisors pay us to join our network, but acceptance depends solely on merit. This fee-based model ensures we remain independent—accepting zero commissions from advisors or product providers. You receive unbiased matches because our revenue never depends on which advisor you choose.
AI-Powered Personalized Matching
Our intelligent algorithm analyzes your age, financial goals, location preferences, and specific needs to deliver 1-3 curated advisor matches—not overwhelming directories. You save countless hours of research while gaining access to advisors perfectly suited to your unique situation.
Top 5% Fiduciary Advisors
Our stringent 6-point vetting process accepts fewer than 5% of advisor-applicants, ensuring only the most qualified SEBI RIAs, CFP-certified planners, and other advisors join. This rigorous standard guarantees you access to India's elite financial minds who operate under fiduciary duty.
Our Impact by the Numbers
Advisor Acceptance Rate
Curated Matches
Questionnaire Time
Due Diligence Process
Client Fees
we value our clients
Our clients are distinguished professionals who maintain high standards and expect excellence from their financial partners. They understand the strategic value of delegating financial planning to fiduciary experts, enabling them to focus on their core expertise while ensuring their wealth works optimally toward retirement, tax efficiency, and long-term goals.
frequently asked questions
Everything you need to know about RiaFin and how we connect you with India's top fiduciary financial advisors.
What is RiaFin?
RiaFin is India's premier fiduciary financial advisor matching platform that connects you with vetted SEBI-registered Investment Advisers (RIAs), CFP-certified financial planners, and other fiduciary financial advisors. Our AI-powered algorithm matches you with 1-3 advisors based on your age, goals, location, and financial situation in under 5 to 10 minutes—completely free.
How does RiaFin vet financial advisors?
RiaFin employs a rigorous 6-point due diligence process evaluating: (1) Credentials and Education (CFP, CFA, CA, SEBI RIA), (2) Years of Experience, (3) Fiduciary Standards and Transparency, (4) Investment Process and Methodology, (5) Financial Planning Skills through interviews, and (6) Client Communication Quality. We maintain an acceptance rate of less than 5%.
What makes RiaFin different from other platforms?
RiaFin is 100% free for clients, accepts no commissions from advisors or product providers, and never ranks or recommends specific advisors. We exclusively feature fiduciary advisors who are legally obligated to act in your best interest. Our AI-powered matching provides personalized 1-3 advisor recommendations instead of overwhelming directories.
Who are the founders of RiaFin?
RiaFin was founded by Chetan Mittal (CEO/CTO), who holds an Executive MBA in Finance from Melbourne Business School and MTech from RMIT University, and Dr. Reenu Mittal (CFO & Co-founder), who has a Ph.D. in Finance & Accounting from Punjab University. The leadership team brings decades of combined experience in finance, technology, and business operations.
Is RiaFin's service really free?
Yes, absolutely. RiaFin charges zero fees to clients. You can complete the questionnaire, receive matches, schedule introductory calls, and interview advisors at no cost. We don't accept commissions from matched advisors or financial product providers—our revenue comes exclusively from advisor membership fees, keeping client matching completely free and unbiased.
What are RiaFin's core values?
RiaFin operates on six core values: (1) Prioritize client needs foremost, (2) Demonstrate urgency in actions, (3) Strive to make meaningful impact, (4) Operate with investor/wealth owner mindset, (5) Maintain optimistic outlook, and (6) Foster collaborative teamwork approach. These principles guide every decision and relationship.
our core values
Our core values form the foundation of who we are and guide our actions, decisions, and relationships with clients and advisors.
Prioritize the client's needs foremost
Placing the client at the forefront underscores our commitment to understanding and addressing their unique needs. Our focus is on building lasting relationships by prioritizing the welfare and satisfaction of those we serve.
Demonstrate a sense of urgency in actions
We acknowledge the importance of swift and decisive actions. By instilling a sense of urgency in our approach, we ensure timely and effective responses to the dynamic needs of our clients and the ever-evolving financial landscape.
Strive to make a meaningful impact
Beyond standard offerings, our goal is to catalyze significant positive changes in the lives of our clients. By connecting you with expert financial planners and facilitating strategic planning and execution, we strive to bring about lasting transformations that align with your unique goals and aspirations.
Operate with the mindset of an investor or wealth owner
Embracing the viewpoint of an investor or wealth owner allows us to approach every financial decision with the attention and thoughtfulness it merits. This strategy guarantees the careful and considerate management of our clients' financial matters within our financial planners network.
Maintain an optimistic outlook
A positive outlook is foundational to our ethos. By maintaining an optimistic mindset, we navigate challenges with resilience and approach opportunities with enthusiasm, fostering an environment of growth and success.
Foster a collaborative approach akin to that of a teammate
Harnessing the power of collaboration, we acknowledge that combined efforts lead to superior results. We function as a unified network, capitalizing on a variety of skills and perspectives to offer a wide range of well-rounded financial solutions through our collective of financial planners.
our team
Chetan Mittal - CEO/CTO & Founder
Executive MBA Finance (Melbourne Business School - MtEliza/UQ), MTech (RMIT Uni), BCA
Dr. Reenu Mittal - CFO & Co-founder
Ph.D. Finance & Accounting (UBS Punjab University), MCom, BCom
Srivijaya Pradhana - VP Marketing
MBA Marketing (University of Queensland), BCom
empower your financial life
A proficient fiduciary financial advisor offers tailored guidance for every phase of your life. A high-caliber SEBI RIA or CFP-certified planner takes a comprehensive approach to your financial well-being, integrating retirement risk management, budgeting, taxation, estate planning, and investments into a cohesive strategy that prioritizes your long-term success.