Best Financial Advisors & Planners in Chandigarh

What to Consider When Choosing a Certified Financial Planner or a Registered Investment Adviser in Chandigarh?

Before you begin the process of choosing a financial adviser and planner in Chandigarh, you want to be sure the advisor you choose is right for you. All of our financial planners in Chandigarh are highly rated and carry a proven success rate. However, you may want a wealth advisor who specialises in an area that’s custom-tailored to your goals.

Every financial planner or wealth adviser on RiaFin carries a wealth of experience and expertise. However, each financial advisor and planner will likely have their own area of expertise — an aspect that they’re best suited for. If your goals are long-term, short-term, high-risk, or low-risk, you want to be sure the wealth advisor you’re choosing is best for you.

RiaFin helps you cut out the research phase of this stage by providing you with financial advisors and planners with their listed specialties. Simply look at the wealth adviser’s profile for the “best for” section to find a financial advisor and planner that matches your needs.

If you are looking for a financial advsior and planner in Chandigarh, here are some key factors to consider:

• Qualifications, Certifications, and Accreditations: Find out what qualifications, certifications, and accreditations do the financial planner has? These do not necessarily make them the best financial advsiors and planners, but at least it sets a baseline of expertise.
  • If your chosen financial planner, wealth adviser, or investment advisor is a SEBI RIA then make sure he/she is registered with BASL as it is mandatory. You can verify this be visiting the BASL member check website and by entering financial planner's SEBI RIA no:.
  • Also you must find out whether your selected financial planner is an individual financial advisor or a corporate (LLP or Pvt Ltd) financial advisor. Usually, individual financial planners are more keen to provide you a reliable financial planning advice or wealth growth advice as they are fee-only financial planners, however, there are a few fee-only corporate financial planners too. In India, corporate financial advisors can be both RIA and Mutual Fund Distributors, however, they can not provide both services to the same client. Whereas, individual financial advisors can only provide fee-only financial advisory services.
    For example - Following are 3 types of financial planners, wealth advisors, or investment advisers in India:
    • Fee-only Individual Financial Planner: e.g. Chandan Singh Padiyar
    • Fee-only Corporate Financial Planner: e.g. Suresh Sadagopan - Ladder7 Wealth Planners
    • Corporate Wealth Advisor: e.g. Soumya Rajan - Waterfield Financial And Investment Advisors
  • Another thing you must make sure is that your chosen financial planner MUST NOT be providing any stock tipping business activities. We do not list any such financial advisors and planners on our website, however, we CAN NOT guarantee if any listed investment advisor is providing such activities.
• Specializations and Type of Clientele: Then, find out if they have any particular specialisation or type of clientele? This can help you determine if they are best suited for your type of situation. For example: Find out if your chosen financial planner specialises in the investment advisory category you are looking for, such as, retirement, children education, tax planning, debt restructuring, etc.
• Communication: Finally, find out what is their communication like? You need to know that you can communicate easily with them and that they will listen to your concerns and answer you questions in a timely manner. Overall, you need to be comfortable with your financial planner as you are usually dealing with some very intimate issues.

More about our financial advisors and planners in Chandigarh?

Most of the financial advisors and planners listed by us in Chandigarh are licensed, highly reputable, and discoverable through FPSB and SEBI RIA registrations. When we choose which financial advisor to list for our website consumers, we go through a strict process of research that includes looking into the wealth advisor’s success rate, track record, specialties, and more. Whatever your situation may be, we’re confident that you will have no problem finding a financial advsior and planner that fits your needs and can get the financial planning job done at a great success for you eventually growing your wealth.