Find Your Trusted Fiduciary Financial Advisor
Quick Tip: Start with filters `Fee-only pricing type` + `Registered Investment Advisor service type` for conflict-free advice, then narrow by location.
107 advisors
107 advisors found with service type Registered Investment Advisor - Page 3 - Showing 21 to 30 of 107 advisors
Showing advisors specializing as Registered Investment Advisors. These advisors have specific expertise in this area and can provide targeted guidance for your needs.
Choosing the Right Financial Advisor
Make informed decisions by understanding advisor types, certifications, and what to look for in your financial planning partner.
What is a Fiduciary?
A fiduciary is a financial advisor legally obligated to act in your best interest at all times. Unlike sales-driven advisors who may push products with commissions, fiduciaries provide unbiased, conflict-free advice and must disclose all conflicts of interest.
Why Fee-Only Matters
Fee-only advisors charge a flat fee or hourly rate and earn no commissions—eliminating conflicts of interest. This ensures recommendations are genuinely aligned with your objectives, not sales targets. Look for the green "No commission conflicts" badge.
Smart Filtering
Combine filters to find your ideal advisor: Start with location, then add service type (retirement, tax, NRI), and filter by pricing type (Fee-only recommended). Use search for specific names or companies, and browse alphabetically to explore options.
Understanding Fee Structures
Fee-Only ✓ Recommended
₹5K-50K flat fees or ₹1K-5K/hour. No commissions—fully unbiased advice.
AUM-Based
0.5-2% annually on assets managed. Best for large portfolios.
Fee-Based
Advisory fees + potential commissions. Possible conflicts of interest.
Commission-Based
Earns from product sales. May prioritize commissions over client needs.
Key Certifications
SEBI RIA
India's regulatory certification. Mandatory for investment advisory with strict fiduciary standards.
CFP (Certified Financial Planner)
Global certification for comprehensive financial planning expertise.
Other Credentials
NISM X-A/X-B (Investment Adviser), CFA, CA/CS certifications.
Our 6-Point Vetting Process
Less than 5% acceptance rate ensures only the best advisors
Credentials: Required designations (CFP®, CFA®, CA, SEBI RIA)
Experience: Verified years of relevant advisory experience
Fiduciary standard: 100% unbiased, transparent, fair pricing
Investment process: Subject expertise and operational efficiency
Planning skills: Technical, communication, and client experience
Client communication: Clear explanations and timely responses
Frequently Asked Questions
What's the difference between a financial advisor and planner?
Financial advisors focus on investments and insurance, while planners provide comprehensive services including taxes, retirement, and estate planning.
How much does a financial advisor cost in India?
Fee-only advisors charge ₹5,000-50,000 for comprehensive plans or ₹1,000-5,000/hour. AUM-based advisors charge 0.5-2% annually.
Is SEBI RIA registration mandatory?
Yes, SEBI RIA registration is mandatory for investment advisory services in India, ensuring regulatory compliance and investor protection.
Can I work with advisors from different cities?
Absolutely! Many advisors offer virtual consultations nationwide. Prioritize expertise and compatibility over location.
How do I verify an advisor's credentials?
Check SEBI's website for RIA registration, verify certifications with issuing bodies, and request proof of compliance history.
What questions should I ask during consultation?
Ask about experience with similar clients, fee structure, investment philosophy, conflict disclosure, service frequency, and references.