Koladi Ukkuru Varghese

DhanPlans

Registered Investment Advisor

Service Location

Kochi

Professional Licenses

SEBI RIA

#INA000021650

Fee Only Fiduciary Financial Advisor

No commission-based products

This financial advisor operates on a fixed fee-only basis, ensuring their recommendations are strictly aligned with your best interests without conflict of interest from commissions or asset accumulation.

Contact Information

Address

2B, Kalyan Habitat, Thrissur - 680006, Kochi, Kerala.

Website

https://kuvarghese.in

Client Focus & Services

Best suited for

Having lived as a Non-Resident Indian (NRI) for 26 years, I possess unique insights into the challenges and opportunities facing NRIs who wish to invest in India. This personal experience enables me to navigate the complexities of cross-border financial planning with confidence.
Whether you're an NRI seeking to maintain connections with India through strategic investments, a returning resident needing to reorganize your financial affairs, or an Indian resident exploring international diversification, I offer the specialized knowledge and personal understanding required for success.

Problems solved

I help clients gain clarity and control over their finances by assessing their current financial health, checking emergency fund adequacy, and ensuring they have the right insurance protection. I evaluate and prioritise their financial goals, create investment strategies aligned to those goals, and continuously track progress. I also optimise the tax efficiency of their investments so they can grow wealth more effectively.

What this advisor does NOT do

Direct stock tips or recommendations: I focus on Mutual Funds and fixed income products rather than individual stock selection
Execution of financial plans: Implementation of transactions remains your responsibility or that of your chosen intermediaries
Tax return preparation: Whilst I will provide tax-efficient investment advice, I do not calculate or file tax returns

About Koladi Ukkuru Varghese

Koladi Ukkuru Varghese is a SEBI Registered Investment Advisor (RIA) and Certified Financial Planner® (CFP)with over 35 years of senior managerial experience and a strong commitment to excellence in financial guidance. His extensive professional background equips him with a deep understanding of strategic decision-making, risk management, and long-term financial stewardship, enabling him to support clients across diverse financial needs with confidence and clarity.

He holds an MBA from the Bradford School of Management along with specialized qualifications in financial planning. His academic rigor, combined with decades of leadership experience, allows him to approach financial planning with both analytical depth and practical insight. He is dedicated to applying globally accepted financial planning principles to deliver structured, goal-oriented, and client-focused advice.

Having spent 26 years as a non-resident Indian, Varghese brings a valuable global perspective to his practice. This international exposure enhances his understanding of cross-border financial considerations, making him particularly well-suited to advise both resident Indians and NRIs investing in India. His work is defined by professionalism, global awareness, and a strong focus on helping clients achieve long-term financial security.

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