Prakash Chandra Praharaj

Shri Prakash Praharaj is driven by a commitment to excellence. He holds two gold medals, recognizing his outstanding academic achievements in both his undergraduate and postgraduate studies in Commerce. Furthermore, he is an MBA graduate with a focus on Finance and Marketing. His qualifications also encompass a Diploma in Treasury, Investment, and Risk Management, along with CAIIB certification from the Indian Institute of Bankers. He's earned the designation of a Certified Financial Planner from the Financial Planning Standards Board in Denver, USA. Additionally, he is a SEBI Registered Investment Adviser, holding registration number INA 000000045 since August 2, 2013.

Shri Praharaj's professional journey commenced at the Reserve Bank of India, followed by a role as an Assistant Administrative Officer at United India Insurance Co. After three years, he joined State Bank of India as a Probationary Officer in 1983. Over 22 years with the bank, he gained extensive experience in various aspects of retail banking and treasury operations, culminating in his assignment in the Treasury Department at the Corporate Centre. In 2006, he transitioned to the life insurance industry, taking on the role of Chief Risk Officer at SBI Life Insurance Co Ltd. With comprehensive experience spanning major financial sectors, including banking, general insurance, investments, and life insurance, he decided to leverage his expertise by offering independent financial advice. He is dedicated to promoting financial literacy and guiding clients toward achieving their financial aspirations and realizing their dreams through sound financial planning.

Shri Praharaj is a notable columnist in the realms of Financial Planning and Insurance. He has also shared his insights by teaching MBA students about Financial Planning at ITM Vashi and instructing courses in Security Analysis & Portfolio Management at IIBM, Sanpada. Additionally, he served as an adjunct professor in Finance at IBSAR, CBD Belapur. His perspectives and articles have been featured in esteemed publications such as the Financial Express, Economic Times, Mint Money, Business Standard, and ET Wealth. Furthermore, CNBC TV 18 published his book titled "Your Everyday Guide to Personal Finance and Insurance" in 2015. Collaborating with co-author Dr. Nirakar Pradhan, CFA, he also authored "Your Everyday Guide to Behavioral Finance," which was published by Hay House.