Pankaj Kaushik

Pankaj Kaushik is the Founder and Principal Officer of Ace Capital Investment, a boutique financial planning firm established to deliver structured and need-led financial advisory. With more than a decade of experience in the financial services domain, Pankaj has built his professional identity around responsibility, transparency, and long-term relationship stewardship.

At Ace Capital Investment, Pankaj leads the firm’s advisory model across three specialized service verticals: Tax Planning, Estate & Legacy Planning, and Cash Flow & Debt Management. His tax planning work focuses on efficient financial structuring and liability optimization, achieved through deep diagnostic analysis, disciplined account design, and strategic collaboration with qualified tax professionals when required—without participating in investment product recommendations or earning commissions. His estate and legacy planning engagement enables families and business owners to build compliant frameworks for intergenerational asset transfer, emphasizing governance, documentation, and corporate and family continuity structures.

Pankaj’s expertise in cash flow and debt management centers on budgeting diagnostics, liability rationalization, cost-efficient debt reduction strategies, loan optimization, and ongoing implementation support. His approach prioritizes freeing up capital through well-structured financial discipline rather than product-driven sales. 

Under his leadership, Ace Capital Investment continues to serve clients with a consultative, client-first philosophy, empowering families and businesses to achieve financial clarity, strengthen wealth-transfer mechanisms, and implement sustainable financial control across evolving market cycles.