Milind Vadjikar

N/A

Retirement Adviser

Service Location

Pune

Professional Licenses

PRFDA

#RAN00001083I

₹

Commission Based Financial Advisor

May be commission conflicts

This financial advisor operates on a commission basis, providing services at no direct upfront cost to you, but is compensated by product manufacturers, which may create an incentive to recommend products with higher payouts.

Contact Information

Address

Sr. No. 120, Plot No. 24, Flat No.1, Kirtimalini Annex, Paud Road, Near Datt Mandir, Modern Colony Kothrud, Pune City, Ex Serviceman Colony, Pune - 411038, Maharashtra.

Website

https://gurus.rediff.com/question/guru/milind-vadjikar/202

Client Focus & Services

Best suited for

Pre-retirees planning their exit from the workforce and recent retirees managing their retirement income. Individuals approaching retirement age (55+) who need help with retirement income strategies, Social Security optimization, and ensuring their savings last throughout retirement.

Problems solved

Retirement income planning, Social Security optimization, required minimum distributions, retirement budget creation, longevity risk management, pension decisions, healthcare cost planning, withdrawal strategy optimization, inflation protection, tax-efficient retirement distributions.

What this advisor does NOT do

This advisor does not sell products with undisclosed commissions. They do not provide guaranteed returns or principal protection. They do not offer tax return preparation or legal document drafting. They do not provide speculative trading advice. Some products may involve commission-based compensation which may create potential conflicts of interest.

About Milind Vadjikar

Milind Vadjikar is an independent mutual fund distributor registered with the Association of Mutual Funds in India (AMFI) and a retirement financial planning advisor registered with the Pension Fund Regulatory and Development Authority (PFRDA). With dual regulatory affiliations, he offers structured guidance across both investment planning and retirement readiness, ensuring that clients receive compliant, well-reasoned, and need-based recommendations.

He holds a mechanical engineering degree from Government Engineering College, Sambhajinagar, and an MBA in International Business from the Symbiosis Institute of Business Management, Pune. This blend of technical and managerial education equips him with strong analytical capabilities, a disciplined approach to research, and a deep understanding of global financial perspectives, all of which contribute to the quality of his advisory work.

With more than 16 years of experience in stock investments and over six years in providing investment guidance and support, Milind emphasizes the importance of balanced asset allocation and goal-focused, disciplined investing. His philosophy centers on aligning portfolios with clearly defined life goals, enabling clients to build long-term financial security through consistency, prudence, and informed decision-making.

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