Jay Sheth

Jay Sheth is a founding member of Shwealth and has over 20 years of experience in finance, consultancy, and business. He holds an MBA in Finance from the USA and is a Chartered Accountant from the Association of Certified Chartered Accountants in the UK. His professional background includes working in India, the USA, and on consulting projects in the UAE.

Jay has worked with management consulting firms like Deloitte and KPMG. He has also successfully run his own e-commerce, wholesale, and distribution business. His extensive experience includes handling clients ranging from multinational corporations and Indian conglomerates to private equity firms. In personal finance, he has advised clients with a net worth from ₹20 lakhs to ₹15 crores.

Jay's diverse education, work experience, and financial aptitude give him a unique ability to research and analyze financial products. He observed a significant gap in the quality of financial services in India, often seeing pushy salespeople or under-informed executives. This led him to establish a client-centric approach at Shwealth.

The firm's philosophy is to over-deliver rather than over-commit. They prioritize thorough research and a deep understanding of each client's needs. The process involves communicating expectations clearly from the outset and involving clients at multiple stages to ensure they are comfortable with the final plan.

Shwealth's approach is to create a tailored financial plan for each individual. They do not adhere to a one-size-fits-all methodology, such as a fixed asset allocation or an index-only investing strategy. Instead, they focus on understanding a client’s personality, lifestyle, and ambitions to develop a truly personalized plan.

A core part of their service is client education. They aim to not only create a financial plan but also to help clients understand it through simple models and case studies. All recommended financial products are aligned with the client's comfort level.