Girish Ganaraj

Finwise Financial Planners and Advisors

Registered Investment Advisor

Service Location

Mumbai

Professional Licenses

SEBI RIA

#INA000018850

Fee Based Fiduciary Financial Advisor

No commission-based products

This financial advisor operates on a hybrid structure, offering professional advisory services for a fee, while often providing integrated execution services that may involve separate distribution arms.

Contact Information

Address

141/A Centrum Towers, Barkat Ali Road, Wadala E, Mumbai – 400037, Maharashtra.

Website

https://ria.finwise.in/

Client Focus & Services

Best suited for

Investors seeking fiduciary advice with legal obligation to act in their best interests. High-net-worth individuals, families, and institutions looking for comprehensive wealth management, portfolio construction, and ongoing investment guidance under strict regulatory oversight.

Problems solved

Portfolio underperformance, lack of investment strategy, regulatory compliance concerns, fiduciary duty assurance, complex portfolio management, succession planning, risk management, systematic rebalancing, performance evaluation, tax-efficient investing.

What this advisor does NOT do

This advisor does not offer independent investment products outside their platform. They do not provide guaranteed returns or fixed-income promises. They do not offer tax return preparation or legal document drafting. They do not provide daily market speculation or short-term trading strategies. Distribution arm products may involve separate compensation.

About Girish Ganaraj

Girish Ganaraj is the founder of Finwise Financial Planners and Advisors and serves as a CFP® professional and SEBI Registered Investment Advisor. A graduate of VJTI, Mumbai, and a post-graduate from IIM Lucknow, he brings together deep technical expertise and a strong belief in financial independence and well-being. Before establishing Finwise, he built a distinguished 22-year corporate career, holding leadership roles at Vodafone, HDFC Life, and Blow Plast Limited, and continues to write extensively on personal finance as a columnist for Moneycontrol.

Finwise was founded in 2012, when Girish and his spouse, Prathiba, became their own first financial planning clients and discovered the transformative impact of structured financial guidance. Today, both are fully dedicated to their practice, helping individuals and families achieve financial independence, pursue their goals with clarity, and build lives rooted in purpose, balance, and security. Their approach centers on disciplined planning, thoughtful investment management, and the belief that financial well-being enables personal fulfillment.

Outside his professional work, Girish is an avid reader and a strong advocate of holistic well-being. A long-distance runner for more than 12 years, he has completed multiple full and half marathons and lives by the maxim that good health is priceless.

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