N Raghu Kumar

FinSim

Registered Investment Advisor

Service Location

Bengaluru

Professional Licenses

SEBI RIA

#INA000020527

FPSB

#125509

AUM Based Fiduciary Financial Advisor

No commission-based products

This financial advisor operates on a floating AUM-based fee, ensuring their incentive is to grow your wealth over the long term, as their compensation is directly tied to your portfolio's performance.

Contact Information

Address

#F263, 6th Cross, Bharath Nagar 1st Stage, Anjananagar, Bangalore 560091

Website

https://www.finsim.in/

Client Focus & Services

Best suited for

Investors seeking fiduciary advice with legal obligation to act in their best interests. High-net-worth individuals, families, and institutions looking for comprehensive wealth management, portfolio construction, and ongoing investment guidance under strict regulatory oversight.

Problems solved

Portfolio underperformance, lack of investment strategy, regulatory compliance concerns, fiduciary duty assurance, complex portfolio management, succession planning, risk management, systematic rebalancing, performance evaluation, tax-efficient investing.

What this advisor does NOT do

This advisor does not offer fixed-fee financial planning for clients without investment assets under management. They do not provide one-time consultations or project-based advisory services. They do not offer guaranteed returns or principal protection. They do not manage assets below their minimum investment threshold. They do not provide tax return preparation services.

About N Raghu Kumar

With over 15 years of experience in Investment Banking Operations and 5 years of full-time practice as a financial advisor, N Raghu Kumar brings a wealth of expertise and insight to the world of personal finance. As a SEBI-Registered Investment Adviser and Certified Financial Planner (CFP®), Raghu has helped numerous clients across life stages build, manage, and protect their wealth.

His personal journey in investing spans more than two decades—marked by real-world lessons, informed risks, and a deep commitment to financial literacy. Having achieved his own financial independence through years of disciplined investing and decision-making, Raghu now dedicates his career to guiding others toward the same goal—minus the missteps.

In 2020, he founded FinSim, a Bengaluru-based advisory firm that focuses on personalised financial planning and investment management. His approach is rooted in deep empathy, clarity, and accountability. Each client’s financial roadmap is crafted based on their unique family structure, assets, liabilities, cash flow, risk appetite, and life goals.

Beyond creating financial plans, Raghu stands by his clients throughout their investment journey—providing clarity, education, and sound judgment every step of the way.

With FinSim, clients don’t just get advice; they gain a trusted partner in their long-term financial success.

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