N Raghu Kumar

With over 15 years of experience in Investment Banking Operations and 5 years of full-time practice as a financial advisor, N Raghu Kumar brings a wealth of expertise and insight to the world of personal finance. As a SEBI-Registered Investment Adviser and Certified Financial Planner (CFP®), Raghu has helped numerous clients across life stages build, manage, and protect their wealth.

His personal journey in investing spans more than two decades—marked by real-world lessons, informed risks, and a deep commitment to financial literacy. Having achieved his own financial independence through years of disciplined investing and decision-making, Raghu now dedicates his career to guiding others toward the same goal—minus the missteps.

In 2020, he founded FinSim, a Bengaluru-based advisory firm that focuses on personalised financial planning and investment management. His approach is rooted in deep empathy, clarity, and accountability. Each client’s financial roadmap is crafted based on their unique family structure, assets, liabilities, cash flow, risk appetite, and life goals.

Beyond creating financial plans, Raghu stands by his clients throughout their investment journey—providing clarity, education, and sound judgment every step of the way.

With FinSim, clients don’t just get advice; they gain a trusted partner in their long-term financial success.