Foundations in Personal Finance & Wealth Building
Equip your students with the behavioral money habits, capital preservation principles, and global economic awareness needed for lifelong financial success.
Intro to Personal Finance
Introduces the topic of personal finance, explores the evolution of credit and consumerism, and highlights the importance of both knowledge and behavior when it comes to managing money.
Lesson Breakdown:
- • Lesson 1: Personal Finance and You
- • Lesson 2: A History of Credit and Debt
- • Lesson 3: It’s Time for a Change
- • Lesson 4: The Road to Financial Success
- • Lesson 5: Financial Literacy
- • Lesson 6: Money Personalities and Relationships
Budgeting Basics
Dives into why budgeting is key to taking control of money—and how students can get started right now.
Lesson Breakdown:
- • Lesson 1: The Benefits of Budgeting
- • Lesson 2: Components of a Budget
- • Lesson 3: Building a Zero-Based Budget
- • Lesson 4: Tracking Your Expenses
- • Lesson 5: Make Budgeting a Habit
- • Lesson 6: Relationships and Budgeting
Saving Money
Emphasizes the importance of saving and explains three reasons why students should save money: emergencies, large purchases, and wealth building.
Lesson Breakdown:
- • Lesson 1: Saving Money Takes Discipline
- • Lesson 2: Three Basic Reasons to Save
- • Lesson 3: Saving for Emergencies
- • Lesson 4: Saving for Large Purchases
- • Lesson 5: Building Wealth
- • Lesson 6: Compound Interest and Growth
Credit and Debt
Identifies the dangers of debt, debunks some credit myths, explains the credit report and score, and provides practical strategies to get out of debt—and stay out.
Lesson Breakdown:
- • Lesson 1: Beware of Credit and Debt
- • Lesson 2: Sources and Types of Credit
- • Lesson 3: Credit Scores and Credit Reports
- • Lesson 4: The Truth About Credit Cards
- • Lesson 5: The Truth About Car Loans
- • Lesson 6: Getting and Staying Out of Debt
Consumer Awareness
Highlights the importance of being a smart consumer as part of a healthy financial plan, explains strategies to manage spending behavior, exposes common consumer scams, and identifies consumer rights.
Lesson Breakdown:
- • Lesson 1: The Psychology of Sales
- • Lesson 2: Buyer Beware
- • Lesson 3: The Marketing Machine
- • Lesson 4: Becoming a Smart Spender
- • Lesson 5: Protecting Yourself as a Consumer
- • Lesson 6: Your Spending Behavior
Career Readiness
Examines how students can find the right career path and create strategies to land a job they’ll love so they can thrive and enjoy their work. They’ll also discover tips for building a resumé and presenting themselves well during a job interview.
Lesson Breakdown:
- • Lesson 1: Work Matters
- • Lesson 2: Resumé and Interview Basics
- • Lesson 3: An Entrepreneurial Mindset
- • Lesson 4: The Path to Your Dream Job
- • Lesson 5: Exploring Career Options
- • Lesson 6: Be a Lifelong Learner
Higher Education & Funding
Explores the variety of educational options available after high school, highlights the dangers of student loans, and explains how students can fund higher education and avoid student loan debt.
Lesson Breakdown:
- • Lesson 1: The Path to Intentionality
- • Lesson 2: Explore Your Options
- • Lesson 3: Consider the Cost
- • Lesson 4: Reduce Your Cost
- • Lesson 5: Build Your Academic and Professional Resume
- • Lesson 6: Maximize Your Investment
Financial Services
Explores the services provided by banks and credit unions, including the different options and features. Students will learn about responsible banking, how to manage their accounts, and the importance of keeping records.
Lesson Breakdown:
- • Lesson 1: The Purpose of Banks
- • Lesson 2: Types of Financial Institutions
- • Lesson 3: Your Bank Accounts
- • Lesson 4: Responsible Banking
The Role of Insurance
Breaks down the purpose of insurance, explains how insurance works, shows how insurance protects a person’s assets, and highlights the eight basic types of insurance everyone needs to have in place.
Lesson Breakdown:
- • Lesson 1: Insurance Is Important
- • Lesson 2: Auto Insurance
- • Lesson 3: Homeowners and Renters Insurance
- • Lesson 4: Health Insurance
- • Lesson 5: Life Insurance
- • Lesson 6: Other Types of Insurances
Income and Taxes
Digs into a huge reality in life: If someone earns an income, they’re going to pay taxes. This module also breaks down the basics of different types of taxes—like sales, excise, and income taxes—including how they impact a person’s income and spending.
Lesson Breakdown:
- • Lesson 1: What Happened to My Money?
- • Lesson 2: Taxes on Your Paycheck/Earnings
- • Lesson 3: Income Tax Basics
- • Lesson 4: Filing Your Income Taxes
- • Lesson 5: Taxes on Other Types of Income
- • Lesson 6: Taxes on Things You Buy
Housing and Real Estate
Identifies the differences between renting and homeownership. Students will discover the financial costs related to having their own place to live, and they’ll learn what to do when they’re ready to buy a house.
Lesson Breakdown:
- • Lesson 1: Living on Your Own
- • Lesson 2: Renting vs. Owning
- • Lesson 3: Renting 101
- • Lesson 4: Buying a House
Investing & Retirement
Dives into the basics of preparing for retirement, investing for the future by understanding the stock market and mutual funds, and planning to live a life bursting with generosity.
Lesson Breakdown:
- • Lesson 1: Money for the Future
- • Lesson 2: Understanding Investments
- • Lesson 3: Investing Through Retirement Plans
- • Lesson 4: Protecting Your Investments
- • Lesson 5: Planning for Retirement
- • Lesson 6: Outrageous Generosity
Global Economics
Examines how the global economy impacts personal financial decisions and how different global economic systems influence decisions about goods and services that are used around the world.
Lesson Breakdown:
- • Lesson 1: Macroeconomics and Global Activity
- • Lesson 2: Economic Systems
- • Lesson 3: Domestic and Global Economic Influences
- • Lesson 4: Thinking Globally
Bring Foundations in Personal Finance & Wealth Building to Your Classrooms
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